--- product_id: 355910084 title: "Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1\" x 8.25\", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black" brand: "poluma" price: "€ 16.44" currency: EUR in_stock: true reviews_count: 13 category: "Poluma" url: https://www.desertcart.pt/products/355910084-budget-planner-budget-book-with-bill-organizer-and-expense-tracker store_origin: PT region: Portugal --- # 12-month undated planner Monthly budget & expense tracking Thick archival-quality paper Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black **Brand:** poluma **Price:** € 16.44 **Availability:** ✅ In Stock ## Summary > 💼 Own Your Financial Future—Plan Smart, Spend Smarter! ## Quick Answers - **What is this?** Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black by poluma - **How much does it cost?** € 16.44 with free shipping - **Is it available?** Yes, in stock and ready to ship - **Where can I buy it?** [www.desertcart.pt](https://www.desertcart.pt/products/355910084-budget-planner-budget-book-with-bill-organizer-and-expense-tracker) ## Best For - poluma enthusiasts ## Why This Product - Trusted poluma brand quality - Free international shipping included - Worldwide delivery with tracking - 15-day hassle-free returns ## Key Features - • **Organized & Effortless:** Twin-wire binding with 360° lay-flat design, elastic closure, and inner pocket keep your bills and notes perfectly in place. - • **Master Your Money Habits:** Monthly trackers and reflection prompts empower you to identify spending patterns and optimize your budget like a pro. - • **Start Anytime, Stay on Track:** Undated 12-month layout lets you begin your financial journey whenever you want—no wasted pages, just pure progress. - • **Built to Last, Designed for Comfort:** Premium thick paper resists bleed-through and protects your eyes, ensuring a smooth, durable planning experience all year long. - • **Beyond Budgeting—Your Financial Command Center:** Includes bill organizer, savings & debt trackers, plus space for ideas and reviews to keep your money goals crystal clear. ## Overview This sleek, black Budget Planner is a 12-month undated finance organizer designed for flexible, year-round use. Measuring 6.1" x 8.25", it features monthly budget and expense tracking pages, bill organization, savings and debt trackers, and reflection prompts to help you refine your money habits. With durable twin-wire binding, an elastic closure, an inner pocket, and premium thick paper, it combines functionality with lasting quality—perfect for millennials aiming to take control of their finances with style and ease. ## Description desertcart.com : Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black : Office Products Review: Good for beginners - Positives- Good for beginners. Pages are updated, so you can add what ever month, year. Months budget sheets are managable, simple. Each month comes with 4pages(2 Pages back to back) for daily expanses. Monthly budget review is a but confusing if your not used to this kind of thing, but it simplifies it for you, shows you how. Has a Christmas shopping list, budget, as well as a regular bill tracker and end of year summary. Comes with 2 sticker sheets. All in all it's great for beginners. I recommended it to a few friends just starting out. negetives- not really negative. My stickers were stuck in the folder, lost a few. The Christmas budget sheets are good, wish it came with vacation sheets as well. Review: Amazing functional budget planner - I love this budget planner ! Easy to plan and track your monthly bills and expenses . Monthly reflection questions help you to really consider where you need to improve to keep pace with your goals , and it’s simple! The simplicity allows for those of us who like to decorate with stickers - we can ! But if I’m just not up to it the simple design allows me to just track my info with no pressure to decorate . Cons - I think the planner should have a 4th question at the end asking what you did right this month. Because it’s important to highlight the wins - some markers do bleed through the paper This is a Phenomenal budget planner for every stage of budgeting. It is economical , efficient , and easy to use ! I will most likely rebuy this once the year is up and I’m in need of a new one ! ## Features - MANAGE YOUR MONEY EFFECTIVELY - This budget planner will help to learn to achieve your financial goals, take to earn more money & take to cut your expenses for managing your money effectively. You can change some of your bad spending habits after a year of budgeting, so that you can better manage your money and spend it on some essential thing. - MONTHLY TRACKER - You can record your 12-month monthly plan and monthly budget on monthly undated finance planner. In this way, you can clearly know in which aspects of your money management have been good in this month, and in which aspects of money management needs to be improved. 12 month budget planner helps you to set monthly goals, budget, review, and develop monthly habits, monetary strategies & action plans well. - UNDATED & 1 YEAR USE - Budget books start with 2 pages for writing your strategy and goals, 1 page for planning, 5 pages for expense tracking, 1 page for writing down monthly review and 1 page for ideas & notes, followed by 12 months (8 pages per month). At the end of the monthly budget planner, there are 4 pages for saving tracking, and 4 pages for debt tracking to track your progress throughout the year. It is undated, so you could start at any time, suitable for 1 year use. - EFFECTIVE ORGANIZATION - This budget book with twin-wire binding for easy lay-flat 360°, inner pocket for putting in some small cards & elastic closure for keeping the budget planner without falling off. These effective designs can make the accounting book better play its own role and bring you great convenience in the process of using it. - Premium Thick Paper - This bill organizer features 12-month archival-quality pages made from thick paper, which can prevent planner from damages of light and air then ensure long-lasting performance from one year to the next of this budget planner. The premium white papers in this undated finance planner are environmentally friendly and adequately protects your eyes. ## Technical Specifications | Specification | Value | |---------------|-------| | ASIN | B096VFDZSH | | Best Sellers Rank | #26,409 in Office Products ( See Top 100 in Office Products ) #42 in Account Books | | Binding | Unknown Binding | | Brand Name | Poluma | | Calendar Type | Non Dated | | Color | Black | | Cover Material | Paper | | Customer Reviews | 4.6 4.6 out of 5 stars (2,573) | | Format | Organizer | | Item Dimensions L x W | 8.25"L x 6.1"W | | Item Dimensions L x W x Thickness | 8.25"L x 6.1"W x 0.63"Th | | Item Weight | 0.32 Kilograms | | Manufacturer | Poluma | | Material | Paper | | Model Number | PUA5HSWZXQJZB | | Model Year | 2017 | | Pages | 132 Pages | | Paper Dimensions | 6.1 x 8.25 inches | | Paper Size | 6.1 x 8.25 Inches | | Part Number | PUA5HSWZXQJZB | | Recommended Uses For Product | Budgeting | | Special Features | Elastic Closure | | Target Audience | Adult | | Unit Count | 1.0 Count | ## Product Details - **Brand:** Poluma - **Calendar Type:** Non Dated - **Color:** Black - **Cover Material:** Paper - **Format:** Organizer - **Item Weight:** 0.32 Kilograms - **Material:** Paper - **Sheet Size:** 6.1 x 8.25 Inches - **Target Audience:** Adult - **Year:** 2017 ## Images ![Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black - Image 1](https://m.media-amazon.com/images/I/91RMgNodzNL.jpg) ## Available Options This product comes in different **Color, Size** options. ## Questions & Answers **Q: is there a christmas section?** A: No, there’s not. ## Customer Reviews ### ⭐⭐⭐⭐⭐ Good for beginners *by D***C on July 8, 2024* Positives- Good for beginners. Pages are updated, so you can add what ever month, year. Months budget sheets are managable, simple. Each month comes with 4pages(2 Pages back to back) for daily expanses. Monthly budget review is a but confusing if your not used to this kind of thing, but it simplifies it for you, shows you how. Has a Christmas shopping list, budget, as well as a regular bill tracker and end of year summary. Comes with 2 sticker sheets. All in all it's great for beginners. I recommended it to a few friends just starting out. negetives- not really negative. My stickers were stuck in the folder, lost a few. The Christmas budget sheets are good, wish it came with vacation sheets as well. ### ⭐⭐⭐⭐⭐ Amazing functional budget planner *by K***I on October 14, 2023* I love this budget planner ! Easy to plan and track your monthly bills and expenses . Monthly reflection questions help you to really consider where you need to improve to keep pace with your goals , and it’s simple! The simplicity allows for those of us who like to decorate with stickers - we can ! But if I’m just not up to it the simple design allows me to just track my info with no pressure to decorate . Cons - I think the planner should have a 4th question at the end asking what you did right this month. Because it’s important to highlight the wins - some markers do bleed through the paper This is a Phenomenal budget planner for every stage of budgeting. It is economical , efficient , and easy to use ! I will most likely rebuy this once the year is up and I’m in need of a new one ! ### ⭐⭐⭐⭐⭐ Reliable great start for beginners *by Y***M on January 26, 2026* 2026 is the year where I can learn how to manage my money properly just turned 30 years old this year and this budget planner has helped alot. Keeps me on track how much money Ive spend and also I can write down all of my bills in one go. The stickers are a plus makes it fun and the design and quality is amazing. ## Frequently Bought Together - Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black - SKYDUE Budget Binder, Money Saving Binder with Zipper Envelopes, Cash Envelopes and Expense Budget Sheets for Budgeting --- ## Why Shop on Desertcart? - 🛒 **Trusted by 1.3+ Million Shoppers** — Serving international shoppers since 2016 - 🌍 **Shop Globally** — Access 737+ million products across 21 categories - 💰 **No Hidden Fees** — All customs, duties, and taxes included in the price - 🔄 **15-Day Free Returns** — Hassle-free returns (30 days for PRO members) - 🔒 **Secure Payments** — Trusted payment options with buyer protection - ⭐ **TrustPilot Rated 4.5/5** — Based on 8,000+ happy customer reviews **Shop now:** [https://www.desertcart.pt/products/355910084-budget-planner-budget-book-with-bill-organizer-and-expense-tracker](https://www.desertcart.pt/products/355910084-budget-planner-budget-book-with-bill-organizer-and-expense-tracker) --- *Product available on Desertcart Portugal* *Store origin: PT* *Last updated: 2026-04-22*