--- product_id: 42978199 title: "How Money Works: The Facts Visually Explained (DK How Stuff Works)" price: "€ 35.75" currency: EUR in_stock: true reviews_count: 13 url: https://www.desertcart.pt/products/42978199-how-money-works-the-facts-visually-explained-dk-how-stuff store_origin: PT region: Portugal --- # How Money Works: The Facts Visually Explained (DK How Stuff Works) **Price:** € 35.75 **Availability:** ✅ In Stock ## Quick Answers - **What is this?** How Money Works: The Facts Visually Explained (DK How Stuff Works) - **How much does it cost?** € 35.75 with free shipping - **Is it available?** Yes, in stock and ready to ship - **Where can I buy it?** [www.desertcart.pt](https://www.desertcart.pt/products/42978199-how-money-works-the-facts-visually-explained-dk-how-stuff) ## Best For - Customers looking for quality international products ## Why This Product - Free international shipping included - Worldwide delivery with tracking - 15-day hassle-free returns ## Description It makes the world go round, but money can truly be an enigma. DK’s visual approach breaks new ground. In graphics, charts, and diagrams, How Money Works demystifies processes and answers the hundreds of financial questions we all have. Money facilitates the billions of transactions that take place every day across the globe. Using ‘need to know’ boxes, step-by-step diagrams, and other eye-catching visuals, How Money Works shows you how this is possible. It explains economic theories, how governments raise and control money, what goes on in the stock exchange, how analysts predict where shares are heading, and many other issues. It busts jargon, explaining terms such as quantitative easing, cash flow, bonds, superannuation, and the open market. This must-have guide to money further features: Key financial concepts in a uniquely visual way, using bold infographics combined with simple, jargon-free language. Genuinely comprehensive, covering every aspect of money – personal, business, and governmental. Defines hundreds of money-related terms, such as cash flow, bonds, superannuation, and the open market. Offers essential basic know-how on everything from managing debt to online fraud. Fully up-to-date, covering topics such as cryptocurrencies (Bitcoin, Litecoin, and others) and quantitative easing. Includes localizable appendix of territory specific reference information. Our forefathers may have used simple bartering to exchange goods and services, but today we depend on complicated financial instruments for pensions, life assurance, mortgages, and more. How Money Works explains how these work, as well as how to avoid on-line fraud and where to invest. With information on the latest forms of funding and currencies such as Bitcoin, this comprehensive book will fast track you to financial literacy and getting the most from your hard-won cash. Review: Great Resource - My son is really enjoying this book! It’s clear and simple and provided a great foundation for understanding how money works. Review: Money For Universal Basic Income? - ANDREW YANG AND UNIVERSAL BASIC INCOME In my desertcart review of Andrew Yang's The War On Normal People, I commented that his book explained why some Americans have much more wealth than others. One of his management strategies was Universal Basic Income (UBI). But where would the UBI money come from? QUANTITATIVE EASING How Money Works describes a strategy called Quantitative Easing (QE): "QE involves the creation of new money – usually in the form of electronic currency – which the central bank then uses to buy government bonds or bonds from investors such as banks or pension funds.” (page 124) These commercial banks then loan this new money to people and businesses at low interest rates. Theoretically, this infusion of cash to those in need stimulates the economy by increasing the supply and liquidity of money (i.e., businesses and people spend rather than save). The book cites possible problems with QE: 1) the economy may not respond as expected, 2) inflation may occur, and 3) banks may hoard the money instead of lending as intended. (page 125) How Money Works notes a case study: “The UK began a QE program in early 2009, after interest rates were cut to almost zero. Most of the new money has been used to purchase government debt. The effects of QE depends on what sellers do with the money they receive from selling assets, and what banks do with the additional liquidity they obtain. The Bank of England believes QE has boosted growth, but at the cost of higher inflation and increasing inequality of wealth, as prices rise." (page 125) THOUGHT EXPERIMENT (i.e., daydream) Experimental evidence suggests that people in need tend to spend their UBIs on necessities such as food, rent and utilities. If so, the main issue may be where the UBI money comes from, not how responsibly the money is spent. Again, I’m more of a biologist than economist. But what would happen if the central bank distributes its new money directly to people in need (or as UBI) instead of having them borrow from commercial banks and pay interest? What would happen if new money begins circulating through the economy from the bottom (trickle up economy) instead of through commercial banks? In my desertcart review of Napoleon Hill’s Law of Success (1925 manuscript version), I wrote, “Ideally, people come before money. Perhaps like self-government, money should be of the people, by the people, and for the people.” ## Technical Specifications | Specification | Value | |---------------|-------| | Best Sellers Rank | #32,297 in Books ( See Top 100 in Books ) #5 in Business Encyclopedias #14 in Money & Monetary Policy (Books) #130 in Finance (Books) | | Customer Reviews | 4.8 out of 5 stars 1,077 Reviews | ## Images ![How Money Works: The Facts Visually Explained (DK How Stuff Works) - Image 1](https://m.media-amazon.com/images/I/81K8Mv9ltVL.jpg) ## Customer Reviews ### ⭐⭐⭐⭐⭐ Great Resource *by M***N on March 3, 2026* My son is really enjoying this book! It’s clear and simple and provided a great foundation for understanding how money works. ### ⭐⭐⭐⭐⭐ Money For Universal Basic Income? *by S***D on March 16, 2020* ANDREW YANG AND UNIVERSAL BASIC INCOME In my Amazon review of Andrew Yang's The War On Normal People, I commented that his book explained why some Americans have much more wealth than others. One of his management strategies was Universal Basic Income (UBI). But where would the UBI money come from? QUANTITATIVE EASING How Money Works describes a strategy called Quantitative Easing (QE): "QE involves the creation of new money – usually in the form of electronic currency – which the central bank then uses to buy government bonds or bonds from investors such as banks or pension funds.” (page 124) These commercial banks then loan this new money to people and businesses at low interest rates. Theoretically, this infusion of cash to those in need stimulates the economy by increasing the supply and liquidity of money (i.e., businesses and people spend rather than save). The book cites possible problems with QE: 1) the economy may not respond as expected, 2) inflation may occur, and 3) banks may hoard the money instead of lending as intended. (page 125) How Money Works notes a case study: “The UK began a QE program in early 2009, after interest rates were cut to almost zero. Most of the new money has been used to purchase government debt. The effects of QE depends on what sellers do with the money they receive from selling assets, and what banks do with the additional liquidity they obtain. The Bank of England believes QE has boosted growth, but at the cost of higher inflation and increasing inequality of wealth, as prices rise." (page 125) THOUGHT EXPERIMENT (i.e., daydream) Experimental evidence suggests that people in need tend to spend their UBIs on necessities such as food, rent and utilities. If so, the main issue may be where the UBI money comes from, not how responsibly the money is spent. Again, I’m more of a biologist than economist. But what would happen if the central bank distributes its new money directly to people in need (or as UBI) instead of having them borrow from commercial banks and pay interest? What would happen if new money begins circulating through the economy from the bottom (trickle up economy) instead of through commercial banks? In my Amazon review of Napoleon Hill’s Law of Success (1925 manuscript version), I wrote, “Ideally, people come before money. Perhaps like self-government, money should be of the people, by the people, and for the people.” ### ⭐⭐⭐⭐⭐ A Must Buy for Financial Literacy *by P***L on June 19, 2025* This book is a must read for everyone to learn financial literacy. People complain about it not being taught in schools, well here is the book to buy to learn it on your own. You won’t regret reading it. ## Frequently Bought Together - How Money Works: The Facts Visually Explained (DK How Stuff Works) - How Business Works (DK How Stuff Works) - How Economics Works (DK How Stuff Works) --- ## Why Shop on Desertcart? - 🛒 **Trusted by 1.3+ Million Shoppers** — Serving international shoppers since 2016 - 🌍 **Shop Globally** — Access 737+ million products across 21 categories - 💰 **No Hidden Fees** — All customs, duties, and taxes included in the price - 🔄 **15-Day Free Returns** — Hassle-free returns (30 days for PRO members) - 🔒 **Secure Payments** — Trusted payment options with buyer protection - ⭐ **TrustPilot Rated 4.5/5** — Based on 8,000+ happy customer reviews **Shop now:** [https://www.desertcart.pt/products/42978199-how-money-works-the-facts-visually-explained-dk-how-stuff](https://www.desertcart.pt/products/42978199-how-money-works-the-facts-visually-explained-dk-how-stuff) --- *Product available on Desertcart Portugal* *Store origin: PT* *Last updated: 2026-06-05*