--- product_id: 444758265 title: "HP 12C Financial Calculator - Black/Gold" brand: "hp" price: "€ 112.53" currency: EUR in_stock: true reviews_count: 5 category: "Hp" url: https://www.desertcart.pt/products/444758265-hp-12c-financial-calculator-black-gold store_origin: PT region: Portugal --- # Instant RPN data entry 120+ built-in finance functions Long-lasting battery power HP 12C Financial Calculator - Black/Gold **Brand:** hp **Price:** € 112.53 **Availability:** ✅ In Stock ## Summary > 📈 Own the finance game with the legendary HP 12C — where precision meets power. ## Quick Answers - **What is this?** HP 12C Financial Calculator - Black/Gold by hp - **How much does it cost?** € 112.53 with free shipping - **Is it available?** Yes, in stock and ready to ship - **Where can I buy it?** [www.desertcart.pt](https://www.desertcart.pt/products/444758265-hp-12c-financial-calculator-black-gold) ## Best For - hp enthusiasts ## Why This Product - Trusted hp brand quality - Free international shipping included - Worldwide delivery with tracking - 15-day hassle-free returns ## Key Features - • **Trusted by Millions Worldwide:** Industry-standard reliability that finance pros swear by for decades. - • **Compact & Durable Metal Design:** Sleek black/gold clamshell fits your professional lifestyle and travels with you. - • **RPN Input for Speed & Accuracy:** Reverse Polish Notation reduces errors and accelerates your workflow. - • **Master 120+ Financial Functions:** From IRR to amortization, handle complex calculations effortlessly. - • **Program & Automate Calculations:** Save keystroke sequences and execute with a single tap to boost productivity. ## Overview The HP 12C Financial Calculator is a compact, metal-encased powerhouse featuring over 120 built-in financial, business, and statistical functions. Utilizing efficient Reverse Polish Notation (RPN) input, it enables fast, accurate calculations essential for professionals in real estate, banking, and finance. Renowned for its durability and trusted by millions globally, it supports programmable keystrokes, long battery life, and covers critical tasks like TVM, IRR, NPV, amortization, and bond calculations — making it the definitive tool for serious financial management. ## Description MODEL- HP12CC VENDOR- HEWLETT-PACKARD FEATURES- Finance Calculator- Clamshell package For professionals in real estate banking and finance. What makes the HP12c the industry standard in finance calculators? Power. It has 120 built-in functions to ensure that the calculations you need are available when you need them. It lets you enter data and perform calculations quickly and efficiently with its RPN (Reverse Polish Notation) keystrokes. And with millions of users all over the world you know it is reliable. - Over 120 built-in functions for business finance mathematics and statistics including date calculations. - Efficient data entry using RPN. - Small size makes it easy to take anywhere. - Long battery life. Includes calculator battery soft case and owner's manual. * Allows 20 different cash flows for internal rate of return and net present value solutions. Quickly calculate loan payments interest rates amortization discounted cash flow analysis interest rate conversions standard deviation percent percentage change and forecasting based on linear regression to name a few. * Calculator mortgage payments balloon payments decreciation bond prices and yields with just a few keystrokes. * Enter a series of keystrokes into memory then execute your program with a touch of a button. * TVM (loans savings and leasing). * Amortization. Review: A Timeless Classic Built to Last—Just Remember the RPN! - I have been using the HP 12C for over 20 years, and its enduring quality is absolutely legendary—my original units are still working perfectly today. This calculator is a durable, reliable workhorse that covers all the critical functions needed for finance: Time Value of Money (TVM), NPV, IRR, Amortization, and Bond Calculations. Comparing it to modern devices, it's interesting to note how much faster technology has become. On older HP 12C models, running complex calculations like the Internal Rate of Return (IRR) would often display the "running" indicator for a noticeable period. The newer calculators are so incredibly fast that this indicator no longer appears, completing the task almost instantaneously—a small detail that highlights the HP 12C's incredible tenure in the market. The most important thing to note before purchasing is the requirement to use Reverse Polish Notation (RPN). This is a different input method than the standard algebraic method you might be used to. Instead of typing "2 + 2 =", you input the numbers first and then the operation: "2 [ENTER] 2 [+]." There is a learning curve, but once mastered, RPN is far more efficient and reduces the chance of input errors. It’s what makes the 12C a favorite among financial professionals. This is a fantastic, indispensable tool that I highly recommend for anyone serious about personal finance or real estate. Review: Uma parceira das Finanças - Produto de ajuda do dia a dia. Material de excelente qualidade. ## Features - Good choice for home finances, business professionals and accountants. - More than 120 built-in functions. - Keystroke programming. ## Technical Specifications | Specification | Value | |---------------|-------| | ASIN | B0000YVENS | | Best Sellers Rank | #7,532 in Office Products ( See Top 100 in Office Products ) #5 in Financial & Business Calculators | | Brand | HP | | Calculator Type | Business, Financial | | Color | Black | | Colour | Black | | Customer Reviews | 4.6 out of 5 stars 445 Reviews | | Display Type | LCD | | Enclosure Material | Metal | | Global Trade Identification Number | 00088698055601 | | Item Dimensions L x W | 7.9L x 7.9W centimeters | | Item Weight | 0.15 Kilograms | | Manufacturer | HP Calculators | | Mfr Part Number | 12C#ABA | | Model Name | HP 12C | | Model Number | 12C#ABA | | Number of Batteries | 3 LR44 batteries required. | | Number of Items | 1 | | Number of batteries | 3 LR44 batteries required. | | Power Source | Battery | | Power source | Battery | | Screen Size | 5.1 Inches | | Screen size | 5.1 Inches | | UPC | 088698055601 050500100649 971478120760 088698000120 492410746430 | | Unit Count | 1 Count | ## Product Details - **Brand:** HP - **Calculator Type:** Business, Financial - **Colour:** Black - **Power source:** Battery - **Screen size:** 5.1 Inches ## Images ![HP 12C Financial Calculator - Black/Gold - Image 1](https://m.media-amazon.com/images/I/71fk3Z9f-lL.jpg) ## Customer Reviews ### ⭐⭐⭐⭐⭐ A Timeless Classic Built to Last—Just Remember the RPN! *by H***E on 25 November 2025* I have been using the HP 12C for over 20 years, and its enduring quality is absolutely legendary—my original units are still working perfectly today. This calculator is a durable, reliable workhorse that covers all the critical functions needed for finance: Time Value of Money (TVM), NPV, IRR, Amortization, and Bond Calculations. Comparing it to modern devices, it's interesting to note how much faster technology has become. On older HP 12C models, running complex calculations like the Internal Rate of Return (IRR) would often display the "running" indicator for a noticeable period. The newer calculators are so incredibly fast that this indicator no longer appears, completing the task almost instantaneously—a small detail that highlights the HP 12C's incredible tenure in the market. The most important thing to note before purchasing is the requirement to use Reverse Polish Notation (RPN). This is a different input method than the standard algebraic method you might be used to. Instead of typing "2 + 2 =", you input the numbers first and then the operation: "2 [ENTER] 2 [+]." There is a learning curve, but once mastered, RPN is far more efficient and reduces the chance of input errors. It’s what makes the 12C a favorite among financial professionals. This is a fantastic, indispensable tool that I highly recommend for anyone serious about personal finance or real estate. ### ⭐⭐⭐⭐⭐ Uma parceira das Finanças *by I***A on 19 December 2025* Produto de ajuda do dia a dia. Material de excelente qualidade. ### ⭐ 最近、液晶表示が欠けてしまった。 *by 服***子 on 27 September 2019* 計算機としての機能は十分であるものの、最近、液晶表示の右から４桁目の液晶の8本のバーのうち、2本が表示されなくなった。落下等の衝撃を与えたことはないので、単純な劣化と考えられるが、部品の耐久性に問題がある。 ## Frequently Bought Together - HP 12C Financial Calculator - Black/Gold - JINMEI Hard EVA Carrying Case Compatible with HP 12C/HP 12CP Financial Calculator Storage case - Duracell 303/357/76 Silver Oxide Button Battery, 3 Count Pack, 303/357/76 1.5 Volt Battery, Long-Lasting For Watches, Devices, Calculators, And More --- ## Why Shop on Desertcart? - 🛒 **Trusted by 1.3+ Million Shoppers** — Serving international shoppers since 2016 - 🌍 **Shop Globally** — Access 737+ million products across 21 categories - 💰 **No Hidden Fees** — All customs, duties, and taxes included in the price - 🔄 **15-Day Free Returns** — Hassle-free returns (30 days for PRO members) - 🔒 **Secure Payments** — Trusted payment options with buyer protection - ⭐ **TrustPilot Rated 4.5/5** — Based on 8,000+ happy customer reviews **Shop now:** [https://www.desertcart.pt/products/444758265-hp-12c-financial-calculator-black-gold](https://www.desertcart.pt/products/444758265-hp-12c-financial-calculator-black-gold) --- *Product available on Desertcart Portugal* *Store origin: PT* *Last updated: 2026-09-29*