--- product_id: 54544917 title: "Replace Your Mortgage: How to Pay Off Your Home in 5-7 Years on Your Current Income" brand: "michael lushdavid dutton" price: "€ 18.11" currency: EUR in_stock: true reviews_count: 6 url: https://www.desertcart.pt/products/54544917-replace-your-mortgage-how-to-pay-off-your-home-in store_origin: PT region: Portugal --- # Replace Your Mortgage: How to Pay Off Your Home in 5-7 Years on Your Current Income **Brand:** michael lushdavid dutton **Price:** € 18.11 **Availability:** ✅ In Stock ## Quick Answers - **What is this?** Replace Your Mortgage: How to Pay Off Your Home in 5-7 Years on Your Current Income by michael lushdavid dutton - **How much does it cost?** € 18.11 with free shipping - **Is it available?** Yes, in stock and ready to ship - **Where can I buy it?** [www.desertcart.pt](https://www.desertcart.pt/products/54544917-replace-your-mortgage-how-to-pay-off-your-home-in) ## Best For - michael lushdavid dutton enthusiasts ## Why This Product - Trusted michael lushdavid dutton brand quality - Free international shipping included - Worldwide delivery with tracking - 15-day hassle-free returns ## Description Full description not available ## Images ![Replace Your Mortgage: How to Pay Off Your Home in 5-7 Years on Your Current Income - Image 1](https://m.media-amazon.com/images/I/61wdUQjsfCL.jpg) ## Customer Reviews ### ⭐⭐⭐⭐⭐ I thought that the bi-monthly payment which I carried out once was the best one could do in these circumstances to shorten repayment ... *by A***Y on October 3, 2017* The HELOC proposition - as explained in this book - is a mind-bending idea and, certainly, a paradigm shift when it comes to the mortgage loan and repayment system. Until stumbling across a YouTube video and then this text, I thought that the bi-monthly payment which I carried out once was the best one could do in these circumstances to shorten repayment years - to a whopping 21 years!After reading the text - in half-a-day - I visited more than 6 banks and credit unions in my area feeling well-equipped with good questions informed by the book and videos co-authored by Lush and other sources with similar programs online. As I write, I have been able to locate a local bank - here in PA - with a HELOC intro rate of 0.99% for the first 6 months and a go-to rate of 3.99% after 6 months [first year average 2.49%]. This bank charges zero margin should Prime Rate go up or down and this HELOC will be set up as interest-only for the first 15 [and draw] years.Upon request, my contact at the bank was able to provide me with an amortization that shows how this loan might work vis-a-vis a HELOC with locked rate [P&I] and vis-a-vis a regular or refinanced mortgage. I was deeply impressed by the eye-popping difference and possibilities for a flexible access to our finances going forward. I believe [and my wife agrees] that I have the DISCIPLINE needed to make this work for us.I found information that this book provided very useful for consumers like us who are looking - initially - for a way to pay off mortgages faster than typical mortgage loans allow.Today and after bank-ordered and bank-paid for appraisal, we received word that we can close next week. I have his book on my list of good Christmas or birthday gifts to order for friends who I know will be interested in the ideas expressed therein. ### ⭐⭐⭐⭐ Intriguing Concept *by S***N on November 29, 2017* It was a good book about a little known real estate financing options. The book was a bit sales at times. Overall it was worth the spend but at times it seemed like it was put together from blog posts. ### ⭐⭐⭐⭐⭐ Life Changing Financial Advice *by A***R on August 20, 2016* I am already a client of Replace Your Mortgage and I can honestly say this is the real thing. Once I actually understood what was going on and how the math worked I couldn't say no. I joined the course with the platinum membership. This course is probably the most life-changing thing that has happened to me in my financial life. We have already closed our HELOC and realized instant savings. No more PMI, no closing costs, and rapid principal reduction on our mortgage. In fact, we are on track to pay off our primary residence and student loans in just 7 years. And now, you have a great book to go along with all this.As a rental property investor this makes total sense and my path to greater wealth can now come SO MUCH faster. But, this works with any homeowner or prospective homeowner who makes more than they spend each month and has the discipline and desire to wipe out debt. Also, you can use this method to pay off your student loans, car loans, etc. much faster than you ever thought possible. Read this book, watch their videos, join the course, and stop getting ripped off by the banks.This is not a scam. Actually, I have Michael Lush's cell phone number in my phone and have spoken to him numerous times through the process. Give this book and their program serious consideration. It will change your whole outlook on life. ## Frequently Bought Together - Replace Your Mortgage: How to Pay Off Your Home in 5-7 Years on Your Current Income - How To Pay Off Your Mortgage In Five Years: Slash your mortgage with a proven system the banks don't want you to know about (2018 Edition) - How To Pay Off Your Mortgage In 5 Years: Slash your mortgage with a proven system the banks don't want you to know about (Pay Off Your Mortgage Series) --- ## Why Shop on Desertcart? - 🛒 **Trusted by 1.3+ Million Shoppers** — Serving international shoppers since 2016 - 🌍 **Shop Globally** — Access 737+ million products across 21 categories - 💰 **No Hidden Fees** — All customs, duties, and taxes included in the price - 🔄 **15-Day Free Returns** — Hassle-free returns (30 days for PRO members) - 🔒 **Secure Payments** — Trusted payment options with buyer protection - ⭐ **TrustPilot Rated 4.5/5** — Based on 8,000+ happy customer reviews **Shop now:** [https://www.desertcart.pt/products/54544917-replace-your-mortgage-how-to-pay-off-your-home-in](https://www.desertcart.pt/products/54544917-replace-your-mortgage-how-to-pay-off-your-home-in) --- *Product available on Desertcart Portugal* *Store origin: PT* *Last updated: 2026-06-25*