---
product_id: 580816837
title: "Easy to Use Monthly Budget Planner - 12 Month Financial Organizer with Expense Tracker Notebook - Monthly Money Budgeting Book That Manages Your Finances Effectively"
brand: "zicoto"
price: "€ 16.82"
currency: EUR
in_stock: true
reviews_count: 8
url: https://www.desertcart.pt/products/580816837-easy-to-use-monthly-budget-planner-12-month-financial-organizer
store_origin: PT
region: Portugal
---

# 12-Month Tracking A5 Size Ruled Sections Easy to Use Monthly Budget Planner - 12 Month Financial Organizer with Expense Tracker Notebook - Monthly Money Budgeting Book That Manages Your Finances Effectively

**Brand:** zicoto
**Price:** € 16.82
**Availability:** ✅ In Stock

## Summary

> 💰 Budgeting Made Beautifully Simple!

## Quick Answers

- **What is this?** Easy to Use Monthly Budget Planner - 12 Month Financial Organizer with Expense Tracker Notebook - Monthly Money Budgeting Book That Manages Your Finances Effectively by zicoto
- **How much does it cost?** € 16.82 with free shipping
- **Is it available?** Yes, in stock and ready to ship
- **Where can I buy it?** [www.desertcart.pt](https://www.desertcart.pt/products/580816837-easy-to-use-monthly-budget-planner-12-month-financial-organizer)

## Best For

- zicoto enthusiasts

## Why This Product

- Trusted zicoto brand quality
- Free international shipping included
- Worldwide delivery with tracking
- 15-day hassle-free returns

## Key Features

- • **Flexible Start:** Undated pages allow you to begin your budgeting journey anytime!
- • **Master Your Money:** Achieve financial freedom with our easy-to-use planner!
- • **Minimalist Design:** Focus on what matters most—your financial goals!
- • **On-the-Go Planning:** Compact design fits perfectly in your bag for budgeting anywhere!
- • **Motivation Included:** Stay inspired with quotes and stickers to personalize your journey!

## Overview

The ZICOTO Monthly Budget Planner is a 12-month financial organizer designed to help you track your income, expenses, and savings effectively. With a compact A5 size, undated pages, and a minimalistic design, it fits seamlessly into your lifestyle. The planner includes ruled sections for easy categorization, motivational quotes, and stickers to enhance your budgeting experience.

## Description

Easy to Use Monthly Budget Planner - 12 Month Financial Organizer with Expense Tracker Notebook - Monthly Money Budgeting Book That Manages Your Finances Effectively

## Features

- Budget Planning At Its Best: Achieve your financial goals and use the ZICOTO budget tracker in minimalistic design to set new financial standards in your life, monitor your monthly income, savings, debts & daily expenses
- Create Financial Freedom: Start your journey to long-term financial freedom today! The finance planner allows you to track monetary flow & to review each area for improvements; This 12-Month budget book is your chance to develop monthly habits, monetary strategies & action plans
- Bring It On – Any Time & Any Place: The budgeting planner is undated, so you can start at any time; Thanks to its perfect size of 5.5x8.3” the financial notebook fits in every bag & is always at hand
- Gorgeous & Functional: The budgeting book is designed for easy & effective budget planning. The minimalistic design let you focus on what's important - your finances!
- Stickers, How To’s & Motivation: ZICOTO gets you started & keeps you going! The budget keeper includes 2 sticker sheets for personal creativity, planning instructions, plus inspirational quotes on each review page to help focus on your goals

## Technical Specifications

| Specification | Value |
|---------------|-------|
| Manufacturer | ZICOTO |
| Brand | ZICOTO |
| Item Weight | 9.7 ounces |
| Product Dimensions | 8.35 x 5.51 x 0.43 inches |
| Item model number | zic-bp-min-bei_23-089a |
| Color | Beige |
| Cover Material | Faux Leather or Cardstock or Paper or Polyurethane or Vinyl or Polypropylene |
| Material Type | Paper |
| Ruling | Ruled with both horizontal and vertical lines, creating sections for different budget categories. |
| Sheet Size | A5 |
| Manufacturer Part Number | zic-bp-min-bei_23-089a |

## Product Details

- **Brand:** ZICOTO
- **Color:** Beige
- **Cover Material:** Faux Leather or Cardstock or Paper or Polyurethane or Vinyl or Polypropylene
- **Year:** 20232024
- **Format:** Notebook
- **Calendar Type:** Non Dated
- **Target Audience:** Adult
- **Sheet Size:** A5
- **Material:** Paper
- **Item Weight:** 0.28 Kilograms

## Images

![Easy to Use Monthly Budget Planner - 12 Month Financial Organizer with Expense Tracker Notebook - Monthly Money Budgeting Book That Manages Your Finances Effectively - Image 1](https://m.media-amazon.com/images/I/614X3pC+atL.jpg)
![Easy to Use Monthly Budget Planner - 12 Month Financial Organizer with Expense Tracker Notebook - Monthly Money Budgeting Book That Manages Your Finances Effectively - Image 2](https://m.media-amazon.com/images/I/81fy5FwXQpL.jpg)
![Easy to Use Monthly Budget Planner - 12 Month Financial Organizer with Expense Tracker Notebook - Monthly Money Budgeting Book That Manages Your Finances Effectively - Image 3](https://m.media-amazon.com/images/I/81DflIuhdEL.jpg)
![Easy to Use Monthly Budget Planner - 12 Month Financial Organizer with Expense Tracker Notebook - Monthly Money Budgeting Book That Manages Your Finances Effectively - Image 4](https://m.media-amazon.com/images/I/71kvkZWNIKL.jpg)
![Easy to Use Monthly Budget Planner - 12 Month Financial Organizer with Expense Tracker Notebook - Monthly Money Budgeting Book That Manages Your Finances Effectively - Image 5](https://m.media-amazon.com/images/I/71XjnjNnSML.jpg)

## Available Options

This product comes in different **Color** options.

## Customer Reviews

### ⭐⭐⭐⭐⭐ Detailed and thorough budget book, also customizable!
*by T***N on April 26, 2025*

This is a very well detailed budget planner. My husband and I use it to track our normal monthly bills and expenses and also track our weekly spending. It's great for paying off debt, savings, and just keeping up with bills. It even has monthly reviews and check ins. I would definitely recommend this book to anyone who likes to stay on top of their budget! It's also a perfect size to fit in your purse or laptop case. Not as large as a regular size composition book, but still a decent size and very durable. I also love that it has rings which makes it easy to fold over and write with ease, very functional!

### ⭐⭐⭐⭐⭐ Beautiful budget planner!
*by S***D on May 23, 2025*

This is a beautiful budget planner! It fits perfectly in all A5 planners. The sections are laid out nice. It's easy to use. I use it in conjunction with a financial tracking app on my phone. If you're someone who likes to see things written down, it's the perfect choice!

### ⭐⭐⭐⭐⭐ Stylish & functional
*by J***P on June 3, 2021*

Very stylish and easy to use. Reasonably priced. I had to order this mid-year when a different planner from a different vendor turned out to have only 6 months of budgets (never even thought to check for that!) This one has a full year, as one would expect, with lots of nice features. I probably won’t use all the extras, like the stickers, but others may find those useful. I like the lovely choice of colors and the satin ribbon page marker. Ample room to record daily expenses along with consolidated records of monthly expenses and recurring debts. I like it so much I ordered a second one in a different color for next year. I like that this planner allows you to start at any month and move forward. Due to the aforementioned error with a different vendor, I guess I am now on a fiscal year budget calendar (July - June). Great product, great price, excellent and prompt service. Highly recommended.

## Frequently Bought Together

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**Shop now:** [https://www.desertcart.pt/products/580816837-easy-to-use-monthly-budget-planner-12-month-financial-organizer](https://www.desertcart.pt/products/580816837-easy-to-use-monthly-budget-planner-12-month-financial-organizer)

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*Product available on Desertcart Portugal*
*Store origin: PT*
*Last updated: 2026-03-17*