The Employee Millionaire: How to Use Your Day Job to Become a Millionaire with Rental Properties Paperback – June 27, 2018

I've always wanted to learn about how to become wealthy through rental properties and I've read and studied many courses but I never had the confidence to delve into this type of investing until now. The background of this book opens up by telling about the financial crisis that happened in 2008 were tons of people lost their jobs and there was no way of them to sustain their way of living. It was at this time where the author decided to make changes in his life so that he could keep to his standard of living. He decided to take charge and develop a program.In this book it details the way to buy, own and manage rental properties. I enjoyed reading this book because there was a way of implementing this program that I have found you won't find in any other materials online. Instead of taking bad risks, the writer helps leverage the already existing income they have to be an employee to reach the optimum financial freedom.The book takes a look at your current finances, ways of overcoming certain ways and how you feel about money and investing, it helps you set personal goals to obtain financial freedom and it conditions you to think and act out as a seasoned real estate investor.I enjoyed the real-life examples that the writer put in his book because it helped me develop an investment plan that would help me inquire rental properties that would turn me into a millionaire.The reader learns how to identify and close deals, the best way of getting a loan, renting out your properties, what to do with tenants and taking advantage of other opportunities that present themselves.So if you ever wanted to learn about real estate investing this is a great book to purchase because it gives you an easy step-by-step plan that you can follow which will help you become extremely wealthy.

“The Employee Millionaire: How to Use Your Day Job to Become a Millionaire with Rental Properties,” by H.J. Chammas begins by helping the reader develop a better understanding of his/her own personal finances before studying the power of real estate investments. Author Chammas easily and clearly guides readers through the processes of building a team of skilled experts and trusted mentors, selecting valuable real estate property, and negotiating a loan without investing tons of money. As someone who is very much goal-oriented and futuristic, I could easily relate to the actions steps in Chapter 1, as Chammas explains how to creating a “Big Why” list to help identify areas of your life where you want to make changes and/or achieve things. The template the author provides to organize this list is only one of the many resources he provides to help you stick to your plan. The financial terms throughout the book are not overwhelming, because they are explained clearly in situations that many can relate to, and they also help the reader develop a personal financial statement. The charts and diagrams are also visually helpful in understanding the information presented. Chammas’ approach to financial planning is to always have the end in mind. This is especially important when setting financial objectives for financial security, financial comfort, and financial freedom. As you read, you feel as though the author truly wants you to succeed and prosper. His sincere approach only makes this guide even more invaluable. To anyone who is looking to take a life-changing route, this book is a must-read.

H.J. Chammas, the author of “The Employee Millionaire: How to Use Your Day Job to Become a Millionaire with Rental Properties,” explained the precise steps to take in order to make money through investment rental properties. Your first thought might be that this is a book that talks getting wealthy quickly and having no other purpose like most books that are unhelpful and a waste of time. Fortunately, Chammas provides much more substance and purpose throughout his book that makes every chapter worth every minute you spend reading it. Chammas discusses how to correctly build wealth in a comprehensive and simple way. He provides real world examples, logical solutions, figures, and other visual representations to assist others in learning the information he is discussing. One of my favorite things about this book was how Chammas broke down the different Asset Classes and the definitions of each. Additionally, I learned what is considered a good liability and why it is considered a good liability. I found this book at the perfect time in my life. Currently, I recently finished real estate school and I have been trying to learn as much as I can about investing in rental properties and nothing has compared to Chammas advice. As I read the book, I could tell how much Chammas wants his advice to help others and not feel that there only form of income is through a traditional 8 a.m. to 5 p.m. job. The best thing about this book is how Chammas explains how to follow a new venture without sacrificing your main form of income and losing everything if it does not work. After reading this book, I feel I have more knowledge than ever before about rental investment properties and the steps I need to take to be successful.

I bought this book based on the recommendation of my wife who knows habib on a personal level. I was very amazed by the depth and the extent of information Habib Chammas has provided. The topic is analyzed from different angles and provides numerous solutions and tips. I recommend this book for any new comer to the realestate investment business. Well done Habib! Andreas and Rana