Your Credit Score: How to Improve the 3-Digit Number That Shapes Your Financial Future Paperback – 18 November 2011

Cheers.

I cranked through this book in about a day - totally worth the time to read it, and it's an easy read. Gave me some good basic insight into my credit score that I didn't know before. I took a few steps in this book (paid off some outstanding loans, decreased my credit utilization, continued paying on time), and within a short period my credit score increased and my credit card provider offered to increase my credit limit without me asking them to increase it. Just read it!

This is a great documented work on credit which I read through in only 1 day. I learned a great deal as the author makes the content very easy to read and to understand. I followed the advice given from this book to start building credit so I can buy a house down the line. My credit score is now much higher than it was before and I was asked if I wanted to up my credit score without me even asking for it. Great read!

This book gives a basic overview of credit management. It gives references and contact information as additional resources. Some of the information appeared to be directed to people inexperienced in money management.

The book was solid in its advice and history. The author knows her subject and gives good basic information about credit scoring and how it’s derived and applied. Additionally she offers suggestions about how to raise your score, and warnings about what NOT to do, like closing older credit accounts because the longevity of the account and the unused credit balance, may be helping you more than you know. The only downside is that it was written a decade ago and many things have changed since then. But most of the general information still applies.