Dave Ramsey's Financial Peace University Membership Kit 2012

If you're considering buying this kit DO IT DO IT DO IT! It is the whole Financial Peace University curriculum -- worksheets, fill-in-the-blank pages to go along with the CDs that you get. we listened to them in the car to and from work, and it's CHANGING the way we spend money!

Very informative a great product for your whole family.This CD set is very useful you can listen at home or in car..I usually listen in car and the book is well written as you learn how to get your financial life on track.

I am a Dave Ramsey FAN!!! He has helped me budget and focus more on "baby step" goals - it has eliminated so much stress in my life you cannot believe it. I have removed so much debt from my life, prioritized expenses, made life changes... HIGHLY recommend!!!It did come with his envelope system - I do NOT like that, did not work for me as the paper envelopes ripped, I went to a mesh/fabric envelope system and it works better for me.FYI - I bought this used - Even this messes with Dave's income from sales of his books, I am sure he would approve.

Dave Ramsey for the win!

This Financial University kit came brand new still in the plastic. It’s a wonderful series so far! I love it. Would definitely order another product from this seller.

I would recommend this product to anyone who is looking to get out of debt or wanting to organize their financial life by creating a budget and setting goals.It was easy to listen to Dave Ramsey, he's funny and thoughtful. Everything made sense to us and we did the program independently, there were local groups having classes but we couldn't commit due to our evening schedules...

In process of documenting TwinOak 2000 fraud. A 2008 kit was sold as "Brand New" with no date revealed. Attempted to rectify by having a PIN sent to me that was supposed to be in the kit. A person calling himself "Iain" (no last name or contact information) asked what was a PIN. Informed him that a PIN was a personal identification number. He then informed me for the first time that the kit was 8 years old, not brand new and the PIN was supposed to be given at the first FPU session. I check with FPU and was informed that was incorrect. I emailed "Iain"to make that clear on the site. He stated it was. I print screen both the site and and the confirmation of order documenting the fact that 2008 was not disclosure and asked he show me where 2008 was anywhere. He sent back a totally bogus customer satisfaction response with 2008 mentioned. Disputed charge with credit card company. Informed FPU of TwinOak 2000's fraudulent pattern and practices that hurts FPU reputation. I received a call from an "Unknown" number. Caller did not identify himself but launched into a series of questions. When I asked who was calling, the caller said "Iain". I asked if he had read my emails. He then commenced to show his ignorance and greed by shouting insults. I hung up.

Dave offers great advice to those wanting to be a better steward with what they have. His criticism of financial products is unfortunate and only polarizes those that need them. There is no such thing as a bad financial product, only a bad financial advice.

Top quality product